Type of Home Loans

Which Mortgage is right for you?

There are a number of different types of home loans available, and it can pay to familiarize yourself with them. Of course, we’ll be happy to help you choose the type of home loan for your needs, but it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.

Our Home Loan Options Include:
FHA Home Loan

Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.

Conventioanl Home Loan

Conventional loans are typically offered by private lenders such as banks, credit unions, and mortgage companies. These types of mortgages generally require borrowers to have good to excellent credit scores, lower debt-to-income ratios, and make larger down payments compared to government-backed loans.

VA Home Loan

If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.

USDA Home Loan

Free up your cash flow with an interest only mortgage. Take advantage of the low monthly payments right off the bat to afford a more expensive home and invest your income elsewhere.

Adjustable Rate Mortgage

Keep your options open with an Adjustable Rate Mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time.