Position: Mortgage Loan Officer

FLSA Status: Non-Exempt

Department: Retail 

Location: Various


The Mortgage Loan Officer is responsible for originating mortgage loans by taking or initiating the initial loan application and determining the options available to the borrower.


  • Market and promote Keystone Funding to realtors, builders, financial planners
  • Originate loans at a fair market price in accordance with all applicable laws and government regulations and in a fair and nondiscriminatory manner
  • Advise customers on the advantages and disadvantages of different loan products
  • Determine which financial mortgage products best meet the borrower's needs based on their financial circumstances
  • Obtain complete and truthful applications, executed, and dated by customers
  • Collect and analyze information regarding the borrower's credit, income, and assets 
  • Develop a database of referral partners
  • Nurture relationships with existing and new realtor/referral partners
  • Meticulously structure loans/files for submission and submit to processing
  • Other tasks as assigned


  • Minimum High school diploma or equivalent required
  • Minimum 1-2 years’ experience in mortgage sales role  
  • Experience making cold/warm calls to potential borrowers
  • Working knowledge of complete loan application process & lending guidelines
  • Goal oriented
  • High sense of urgency required
  • Customer service driven
  • Excellent written and oral communication skills
  • Organized and detail-oriented
  • Ability to work independently or as a team and manage a schedule with flexibility
  • Proficiency with Microsoft Outlook, Word, Excel, and Adobe


  • Medical, Dental, and Vision
  • Life, Short-term, & Long-term Disability Insurance
  • 401(k) with employer match
  • Dependent Care Flexible Spending Account

Keystone Funding, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. 

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