PURCHASE LOAN OPTION
Explore our broad array of loan programs for financing the purchase of your new home.READ MORE
We do not charge an application fee, and there is no obligation when you apply.GET STARTED
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Knowledge. Experience. Dedication. Answers.
Our Mortgage Consultants are experts in their field, with at least 8 years experience in residential financing.
The Keystone Advantage
1 3-2-1 GUARANTEE
We were once told by a repeat client that we should run an airport, because our loans always close on time.
And this could not be more critical than when you're purchasing a home. Our 3-2-1 guarantee means that you will have a Clear-to-Close 3 days before settlement, Closing Documents 2 days before settlement, and Funds 1 day before settlement. Our Realtor partners love us because they know there will never be any complications at the settlement table. Have an early morning settlement? No problem, the money will be there before you arrive.
2 EXPERT ADVICE
Each of our Mortgage Consultants has at least 8-yrs experience in residential financing, and is with you every step of the way, from the time you first call in with questions until your loan closes. Having a single person manage your file from start to finish is critical to a successful closing. But our expertise goes beyond just the Mortgage Consultant.
Our operations team has over 20-yrs experience in residential financing, and has an expert handle on agency guidelines, investor guidelines, and even regulatory quirks.
3 5-STAR REVIEWS
We take immense pride in our reputation and dedication to our clients. Through an independent third-party site, our clients have rated us 5-out-of 5 stars, and their reviews are available here. Further, we are an Accredited Business with an A+ rating by the Better Business Bureau.
In an ever changing market with continually shifting players and innumerable uncertainties, our clients and partners feel safe and secure knowing they are working with a company of integrity, trust, and fidelity.
4 $0 COST OPTIONS
Keystone Funding offers $0 total closing cost loans to eligible borrowers. That means your bottom line closing costs, including all 3rd party fees like title insurance, transfer taxes, and government recording charges, are $0. We do this by rebating you all the "back-end" profit associated with the interest rate on the mortgage. With a No-Cost Loan, you have more money for the down payment on a new home, or for new furniture in that home. And with a No-Cost Loan you can qualify with less money in your bank account, since you need less to close. This has been a flagship program for Keystone Funding ever since we opened our doors in 2006, and our clients love it!
5 REHAB LOANS
Keystone Funding offers both the Standard and Streamline FHA 203K program for the rehabilitation and repair of residential property. Borrowers can use the 203K loan to finance the purchase and renovations of a home with a single loan. Renovations can be as simple as remodeling a kitchen, or as expansive as adding a second story to a one-story home. The FHA 203K loan can also be used to renovate or remodel an existing residence. Borrowers can qualify with as little as 3.5% down, and receive loan amounts up to 110% of the home's "after repair value" (geographical restrictions apply).
6 VETERAN OPTIONS
The Department of Veterans Affairs (VA) provides a guarantee to approved lenders for issuing home loans to eligible service members. This guarantee by the VA reduces the lender's risk, allowing the lender to offer lower rates and better terms to members of the military. Keystone Funding is an approved VA lender, and with the VA guarantee, we allow eligible military service members to purchase homes with 0% down and no mortgage insurance...a tremendous benefit to First Time Homebuyers.
Still Have Questions? Explore Them Here.FREQUENTLY ASKED QUESTIONS
Hear From Our Clients
Jim Y. Swarthmore, PA
Craig worked hard to ensure everything went smoothly and as quick as possible. I am a first time homeowner and everyone said the process would be long, stressful, and frustrating and Craig made it everything but those things..
Allison M. Glen Mills, PA
Jared was available every time I called or emailed, and answered all of my questions. He was able to do such a good job we closed several days ahead of our anticipated closing date.
Matt C. Media, PA
We worked with Jared Martin on the purchase of our first home. Jared is an outstanding professional and guided my wife and I through the entire process.