Home Purchase
Secure Your Home Purchase
Let our experienced team of Mortgage Loan Originators guide you
through the home buying process - quickly, efficiently, and confidently.
Step 1:
Get Prequalified
The first step is getting to know the details. How much money do I need? Do I qualify? What are my monthly payments?
Step 2:
Gather Your Information
Purchasing a home is a financial commitment, so we will need to gather last year W2, a current paystub, and any asset accounts such as bank statements, retirement accounts, or stocks/bonds
Step 3:
Start Shopping with Your Keystone Preapproval Letter
Now that you have your Keystone Preapporval, it is now time to get serious and start housing hunting for the home of your needs.
Step 4:
Negotiating Your Purchase Agreement
Once you have found your home, it is time to negotiate the terms of your purchase agreement. Remember, the details matter so it is important to understand your contractual obligations.
Step 5:
Formal Loan Application
You are now Under Contract! That means, you have to fulfill the terms and conditions of your agreement, which includes making a formal loan application, locking in your interest rate, ordering appraisal & title work, and much more.
Step 6:
Day of Settlement
Today is the that you will receive the keys to your new home after signing a few more documents.
